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Defaulting on your mortgage is a difficult situation. Many people foresee themselves heading into default or are already in foreclosure. What many people don't realize is that they have an option before the bank takes away their house. A short sale is an alternative to foreclosure and one that we can offer advice about to you. Not Sure If You Qualify For A Short Sale? Do You owe more on your property than what you could sell it for after real estate commission, closing costs, late payments, interest, etc? Do you have insufficient money in the bank to cover the difference of what you could sell your house for and what you owe the bank? Are You feeling the stress mounting with each missed payment and phone call from your bank? Getting confused as to what your options are at this point? Foreclosure stays on your credit for up to seven years and can make it difficult to obtain another loan. Conducting a short sale minimizes the damage to your credit. Effective Short Sale Negotiators Lenders commonly work with the short sales we bring them because we are well prepared and we are experts! We have proven results! Short sales often save the bank money. Mortgage lenders tend to lose more money if your property goes to foreclosure. We use our established relationships with the lenders to effectively negotiate your case. We help you gather financial information to support your hardship, contact your lender and get in touch with the lawyers and mortgage insurance company involved in your case. We will effectively market your property and receive an offer before your home is sold at a foreclosure auction utilizing our extensive contact data base. We submit the offer(s) on your property, the financial information, and other supporting documents to our contacts inside your mortgage lenders to negotiate the short sale of your property. We coordinate with title companies, attorneys, mortgage insurance companies, public trustees, etc. for the approval of your short sale. Ask me ANY question about selling your home or property. Or request my FREE in-home presentation of how I would market your property in Vista, Oceanside and Carlsbad! There's no obligation, and I promise to get back to you quickly...
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