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All agents are NOT alike! Find out why I am a top real estate expert. Call me directly at: Cell: 760-801-3572

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Real Estate Tips
Tax Considerations >Beneficial Tax Laws

American tax law offers a significant capital gains tax exemption that allows taxpaying homeowners to unlock home equity and end the spiraling cycle of "investing up." First-time buyers enjoy expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, rules that allow penalty-free withdrawals to purchase a home.

Every two years, married sellers of principal residences who file joint federal income tax returns are allowed a $500,000 exclusion ($250,000 for singles) from capital gains tax. For sales that took place after May 6, 2003, the maximum capital gains tax rates for profits above the exclusion dropped from 20% to 15% for higher income taxpayers, and from 10% to 5% for lower income taxpayers.

Homeowners can now consider several new options. People who find themselves at an empty-nester stage (no children at home) in a four or five bedroom home with a large equity have been able to unlock their equity dollars, using the income to help their children buy a first home, take a luxury cruise, remodel the house or purchase a second home for vacation or retirement.

Consult your tax advisor for advice regarding your particular circumstance.

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Real Estate Trivia
Q 
What is the most common street name in the US?

A 
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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Geri Lawson, REALTOR®, real estate agent and broker for Vista, Oceanside and Carlsbad, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Geri Lawson, Realtor®
Geri Lawson

DRE# 01416969
PO Box 1141
Vista, CA 92085-1141
Cell: 760-801-3572
Fax: 760-598-1713
Email: GeriLawson@NUMBER1EXPERT.COM

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I Guarantee You A Quick Response By Email When You Use My Web Site! You want a fast response by email. You don't want to wait days to hear from me. I understand this. I try to answer every email from this site personally and ASAP. I pledge to you that I will answer your emails quickly. You will be pleased with how rapid my response is.

I Guarantee Your Privacy Will Be Respected When Using My Web Site! I will not distribute your email address to others, unless you request this. I will only contact you by email. But, if you leave me your phone number I may call you and ask you if you have some questions. What I will do is respond to your emails quickly, answering your questions and offering information. If you sign up to receive my latest listings, I will periodically email you my very newest homes, as soon as they come on the market. If you sign up to receive my latest news, I will also periodically email you with the latest local and national real estate news. This is all offered to you for free, and without any obligation.

FREE and with NO Obligation! Relax and use my site with confidence. Ask me questions. Sign up for my latest listings and latest news. All of our correspondence in no way obligates you. And it is totally free. Why would I offer this for FREE? It is part of my job as a top Realtor. I answer questions and offer help to homebuyers and sellers every day of the week. And I'm happy to do it! Whether it is my newsletter, the latest homes to come on the market, or any other information or answers that I prov

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