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Geri Lawson





All agents are NOT alike! Find out why I am a top real estate expert. Call me directly at: Cell: 760-801-3572

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North County Carpet Cleaning
We've been cleaning carpets, tile and upholstery for over 13 years here in North County. Lots of referrals! 760-727-8800
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Real Estate Tips
Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Real Estate Trivia
Q 
Which islands are considered the largest islands in the US?

A 
The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles.
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Geri Lawson, REALTOR®, real estate agent and broker for Vista, Oceanside and Carlsbad, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Geri Lawson, Realtor®
Coldwell Banker Residential Brokerage - Vista

40 Main St. Ste. E-100
Vista, CA 92083
Cell: 760-801-3572
Office: 760-941-6888
Fax: 760-941-7284
Email: GeriLawson@NUMBER1EXPERT.COM

My Guarantees To YOU!

I Guarantee You A Quick Response By Email When You Use My Web Site! You want a fast response by email. You don't want to wait days to hear from me. I understand this. I try to answer every email from this site personally and ASAP. I pledge to you that I will answer your emails quickly. You will be pleased with how rapid my response is.

I Guarantee Your Privacy Will Be Respected When Using My Web Site! I will not distribute your email address to others, unless you request this. I will only contact you by email. But, if you leave me your phone number I may call you and ask you if you have some questions. What I will do is respond to your emails quickly, answering your questions and offering information. If you sign up to receive my latest listings, I will periodically email you my very newest homes, as soon as they come on the market. If you sign up to receive my latest news, I will also periodically email you with the latest local and national real estate news. This is all offered to you for free, and without any obligation.

FREE and with NO Obligation! Relax and use my site with confidence. Ask me questions. Sign up for my latest listings and latest news. All of our correspondence in no way obligates you. And it is totally free. Why would I offer this for FREE? It is part of my job as a top Realtor. I answer questions and offer help to homebuyers and sellers every day of the week. And I'm happy to do it! Whether it is my newsletter, the latest homes to come on the market, or any other information or answers that I prov

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